Loyalty

Best Hotel Rewards Program for Luxury Hotels in 2026

Updated · First published

Overwater villas at a resort in the Maldives

This guide compares the hotel loyalty programmes that cover luxury brands: Marriott Bonvoy (Ritz-Carlton, St. Regis), World of Hyatt (Park Hyatt, Alila), Hilton Honors (Waldorf Astoria, Conrad), IHG One Rewards (Six Senses, Regent), ALL Accor (Raffles, Fairmont, Sofitel) and Leaders Club (The Leading Hotels of the World). It also covers Four Seasons, Aman and Rosewood, which run no points programme, and American Express Fine Hotels + Resorts, which adds similar benefits at hotels outside the chains.

Tier rules, benefits and award prices are taken from each programme’s own pages, read on 9 October 2026. Where a programme publishes no award chart, the points prices quoted are dated figures from the named publication.

Hotel rewards programmes compared for luxury stays

ProgrammeLuxury brandsTop tier earned by stayingTier with suite upgradesBreakfast or loungeAward pricingStandard room at a top property
World of HyattPark Hyatt, Alila, Miraval, The Unbound CollectionGlobalist: 60 nights or 100,000 Base PointsGlobalist (standard suites, at check-in)Globalist: club access or breakfastPublished chart, 8 categories, 5 price levels35,000 to 75,000 points (Category 8)
Marriott BonvoyThe Ritz-Carlton, St. Regis, EDITION, The Luxury Collection, W, JW MarriottAmbassador: 100 nights and US$23,000 spendPlatinum, 50 nights (select suites, at arrival)Platinum: lounge and breakfast at brands with loungesDynamic, no chartUp to 220,000 points (St. Regis Maldives, July 2026)
Hilton HonorsWaldorf Astoria, LXR, ConradDiamond Reserve: 80 nights or 40 stays, and US$18,000 spendDiamond, 50 nights (up to a one-bedroom suite)Gold: food and beverage credit or continental breakfast; Diamond: executive loungeDynamic, standard and premium room rewards250,000 points (Waldorf Astoria Maldives, standard room reward, April 2026)
IHG One RewardsSix Senses, Regent, InterContinental, Kimpton, Vignette CollectionDiamond Elite: 70 nights or 120,000 pointsPlatinum and Diamond (upgrades, suites not specified)Diamond: breakfast as one welcome amenity choiceDynamic, from 5,000 pointsNot published; see the IHG section
ALL AccorRaffles, Fairmont, SofitelDiamond: 26,000 Status pointsPlatinum: Suite Night Upgrades (60 nights or 14,000 Status points)Platinum: lounge (breakfast in Asia-Pacific only); Diamond: weekend breakfast worldwide, Fairmont GoldFixed value: 2,000 points = €40Priced in euros, not by category
Leaders Club400+ independent hotels in The Leading Hotels of the WorldSterling: US$5,000 room spendNone (pre-arrival upgrades exclude suites)Club: daily continental breakfast for two1 point per US$1; free nights from around 4,000 pointsShown per room on LHW.com
Four Seasons, Aman, RosewoodOwn brands onlyNo points programmeNot applicableThrough adviser programmes; Aman also through Fine Hotels + ResortsNot applicableNot applicable

Which programme is best for luxury hotels

This is our assessment, based on the published tier rules and award prices above.

  • For points value at the top end: World of Hyatt. It is the only one of the big five with a published award chart in October 2026. A standard room at Hyatt’s most expensive category costs at most 75,000 points a night. Marriott’s highest nightly prices in The Points Guy’s July 2026 sample ranged from 140,000 to 220,000 points at Ritz-Carlton, St. Regis and EDITION hotels.
  • For elite benefits at fewer nights: Hyatt Globalist (60 nights) or Marriott Platinum (50 nights). Both include suite upgrades when available and either breakfast or lounge access. Hilton Diamond (50 nights) gives upgrades up to a one-bedroom suite and executive lounge access.
  • For guaranteed suites: Hilton Diamond Reserve. It is the only top tier here whose suite upgrade can be confirmed at booking (one Confirmable Upgrade Reward, a second at 120 nights). It needs 80 nights or 40 stays plus US$18,000.
  • For Raffles, Fairmont and Sofitel: ALL Accor. Points have a fixed cash value, so there is no award availability to hunt for.
  • For independent luxury hotels: Leaders Club. Four Seasons, Aman and Rosewood offer no points; benefits there come through travel adviser programmes and, at Aman, Fine Hotels + Resorts.

Marriott Bonvoy

Luxury brands: The Ritz-Carlton, St. Regis, EDITION, The Luxury Collection, W Hotels and JW Marriott.

TierRequirement per calendar yearMain benefits for luxury stays
Gold Elite25 nights25% bonus points, room upgrades
Platinum Elite50 nights50% bonus points, upgrades including select suites, welcome gift (points, breakfast or amenity), lounge access and breakfast at brands with lounges, 4pm late checkout
Titanium Elite75 nights75% bonus points, 48-hour room guarantee, 75-night Annual Choice Benefit
Ambassador Elite100 nights and US$23,000 qualifying spendDedicated Ambassador, Your24 (choose check-in time and keep the room for 24 hours), US$150 credit per stay at Ritz-Carlton Reserve
  • At The Ritz-Carlton, elite upgrades do not include Club Level access, according to Marriott’s Titanium benefits page (updated 7 August 2026).
  • Late checkout at 4pm is subject to availability at resort hotels and does not apply at Ritz-Carlton Reserve.
  • Members with 50 elite nights choose an Annual Choice Benefit, which includes five Nightly Upgrade Awards.

Redeeming. Marriott has used dynamic award pricing since 2022, with no published chart. A five-night award stay gets one night free. The Points Guy’s tracking of the highest nightly award prices (8 July 2026) found:

PropertyHighest nightly price, 2025Highest nightly price, 2026/27
The St. Regis Maldives Vommuli Resort198,000220,000
The Ritz-Carlton, Kyoto152,000168,000
The St. Regis Punta Mita Resort138,000168,000
The St. Regis Bora Bora Resort136,000166,000
The St. Regis New York140,000164,000
The Ritz-Carlton New York, NoMad142,000160,000
The Rome EDITION130,000140,000

World of Hyatt

Luxury brands: Park Hyatt, Alila, Miraval, Impression by Secrets and The Unbound Collection by Hyatt. Hyatt had more than 1,500 hotels and all-inclusive properties at 31 December 2025.

TierRequirement per calendar yearMain benefits for luxury stays
Discoverist10 nights or 25,000 Base PointsPreferred room within the booked type, 2pm late checkout
Explorist30 nights or 50,000 Base PointsUpgrade excluding suites and club rooms, 72-hour room guarantee
Globalist60 nights or 100,000 Base PointsUpgrades including standard suites, club access or breakfast, 4pm late checkout, resort fees waived on paid and award stays, free parking on award nights, 48-hour guarantee
Lifetime Globalist1,000,000 lifetime Base PointsFour Suite Upgrade Awards and one Category 1 to 7 free night a year

Members earn 5 Base Points per US$1 at most Hyatt hotels, so 100,000 Base Points is about US$20,000 of eligible spend. Milestone Rewards add Suite Upgrade Awards at 40, 50, 60 and every further 10 nights to 140, and a Category 1 to 7 free night at 60 and 100 nights.

Redeeming. Hyatt kept a published chart but moved from three to five price levels per category in May 2026, announced on 25 February 2026. Points per night, October 2026:

Room typeCategory 7Category 8
Standard room25,000 to 55,00035,000 to 75,000
Club room34,000 to 64,00045,000 to 85,000
Standard suite43,000 to 73,00056,000 to 96,000
Premium suite50,000 to 80,00070,000 to 110,000

Under the old chart, a Category 8 standard room cost 35,000 to 45,000 points (NerdWallet). Category 8 hotels include Alila Ventana Big Sur; Park Hyatt London River Thames moved from Category 7 to 8 in the 2026 category changes. Standard rooms have no blackout dates.

Hilton Honors

Luxury brands: Waldorf Astoria, LXR and Conrad. Hilton has lowered the nights needed for Gold and Diamond and added a Diamond Reserve tier.

TierRequirement per calendar yearMain benefits for luxury stays
Silver10 nights, 4 stays or US$2,50020% bonus, fifth night free on standard room reward stays
Gold25 nights, 15 stays or US$6,00080% bonus, upgrades up to executive floor, daily food and beverage credit or continental breakfast (varies by brand and region)
Diamond50 nights, 25 stays or US$11,500100% bonus, upgrades up to a one-bedroom suite, executive lounge, 48-hour room guarantee
Diamond Reserve80 nights or 40 stays, and US$18,000120% bonus, Confirmable Upgrade Reward up to a suite at booking (stays up to seven nights), guaranteed 4pm late checkout, Premium Club access

Members earn 10 base points per US$1 at Waldorf Astoria, LXR and Conrad (5 at Home2 Suites, Homewood Suites, Spark, Tru, Apartment Collection and YOTEL).

Redeeming. Hilton prices awards dynamically, with “standard room rewards” and higher “premium room rewards”, and no resort fees on stays paid entirely in points. At the Waldorf Astoria Maldives Ithaafushi, The Points Guy (19 April 2026, from searches on 29 March 2026) found standard room rewards at 250,000 points a night on 31 dates over the next 10 to 11 months, about 10.8% of bookable nights. Premium room rewards on other dates cost from 1,155,000 to 3,589,000 points a night. Only standard room rewards accept Hilton free night certificates.

IHG One Rewards

Bottle of sparkling wine with two glasses and canapés beside a hotel bed

Luxury brands: Six Senses, Regent, InterContinental, Kimpton and Vignette Collection.

TierRequirement per calendar yearMain benefits for luxury stays
Gold Elite20 nights or 40,000 points40% bonus, rollover nights
Platinum Elite40 nights or 60,000 points60% bonus, upgrades and early check-in when available, welcome amenity (points or drink/snack), 72-hour room guarantee, reward night discounts
Diamond Elite70 nights or 120,000 points100% bonus, welcome amenity choice including free breakfast, dedicated Diamond support

Late checkout is 2pm at every tier, including Diamond. Hyatt, Marriott and Hilton top tiers get 4pm. Milestone Rewards start at 20 nights and continue every 10 nights to 100; the 20-night and 40-night choices include a Confirmable Suite Upgrade, and the 40-night choice includes an annual lounge membership.

Six Senses. Only selected Six Senses properties take part in IHG One Rewards, and The Points Guy notes that points may not be redeemable at Six Senses. InterContinental Ambassador members get daily breakfast for two, a wellness welcome amenity and a one-category upgrade at participating Six Senses hotels.

Redeeming. Reward nights are priced dynamically from 5,000 points. The Points Guy puts the usual range at 5,000 to 250,000 points a night at most IHG hotels. IHG publishes no figure for its top properties.

ALL Accor

Luxury brands include Raffles, Fairmont and Sofitel. More than 4,200 hotels take part.

TierRequirement per calendar yearMain benefits for luxury stays
Gold30 nights or 7,000 Status points48% bonus, upgrade to the next room category, early check-in or late checkout
Platinum60 nights or 14,000 Status points76% bonus, two Suite Night Upgrades (more from 18,000 points), lounge access, free breakfast in Asia-Pacific hotels, guaranteed restaurant reservations at Raffles
Diamond26,000 Status points (no nights route)100% bonus, free breakfast at weekends worldwide (daily in Asia-Pacific), ten €10 Dining & Spa Rewards, Fairmont Gold lounge access, 24-hour Raffles butler service in any room type, gift Gold status

Members earn 25 Status points per €10 at most brands, so Diamond equals about €10,400 of eligible spend. Accor also has an invitation-only tier, Limitless. Room upgrades exclude villas, speciality suites and presidential suites.

Redeeming. Points are used as cash: 2,000 Reward points take €40 off a stay. There is no award chart and no award availability to search, so a Raffles night costs its cash rate in points.

Leaders Club (The Leading Hotels of the World)

Covers more than 400 independent luxury hotels.

LevelRequirementBenefits
ClubMembershipUpgrade priority on arrival, daily continental breakfast for two, early check-in and late checkout considerations, Wi-Fi, one pre-arrival upgrade a year after the first paid stay
SterlingUS$5,000 room spend in a calendar yearFive pre-arrival upgrades a year, 5% stay bonus
  • Points: 1 per US$1 on qualifying room rates. Free nights start “at around 4,000 points” (the benefits page says 4,500).
  • Pre-arrival upgrades are one category and cannot be used to reach or move within a suite category.
  • US members can transfer American Express Membership Rewards points to Leaders Club.
  • Benefits apply only to public rates and members’ rates booked through LHW channels or eligible travel advisers.

Four Seasons, Aman and Rosewood

Hotel bedroom with a bench, glass doors to a balcony and a walk-in wardrobe

None of the three runs a points programme. Benefits come from the booking channel instead:

  • Four Seasons has no loyalty or points programme (One Mile at a Time, February 2026). Its Preferred Partner programme is an invitation-only network of travel consultants.
  • Rosewood Elite is an invitation-only programme for luxury travel agencies. Guests booking through a member agency get Rosewood Elite benefits at Rosewood hotels.
  • Aman is in Fine Hotels + Resorts: Amex lists breakfast for two, guaranteed 4pm checkout and other benefits at more than 30 Aman properties.

American Express Fine Hotels + Resorts

Person holding a payment card while booking on a laptop

Fine Hotels + Resorts (FHR) is available to US Platinum Card members booking through Amex Travel. It covers more than 1,900 properties. Benefits on every stay:

  • 12pm check-in and room upgrade on arrival, when available
  • guaranteed 4pm checkout
  • US$100 credit towards eligible charges (varies by property)
  • daily breakfast for two

Amex puts the average value at US$550 per stay, based on 2025 two-night bookings. Platinum Card members receive up to US$300 back twice a year on prepaid FHR or The Hotel Collection bookings. FHR bookings at chain hotels still earn hotel loyalty points and qualifying nights.

How to earn hotel points

  • Stays. Base earning per US$1 at luxury brands: Hilton 10 points, Hyatt 5 Base Points. Accor earns 25 points per €10. Elite bonuses add 10% (Hyatt Discoverist) to 120% (Hilton Diamond Reserve).
  • Co-branded credit cards. The World of Hyatt Credit Card gives automatic Discoverist status. Card offers and fees change often and are not covered here.
  • Transfers. Amex Membership Rewards (US) transfers to Leaders Club.

How to redeem hotel points

  • Fifth night free: Marriott (any five-night award stay) and Hilton (Silver and above, standard room rewards).
  • Points + Cash: Hyatt charges 50% of the points plus 50% to 70% off the standard rate; Category 8 Points + Cash costs 17,500 to 37,500 points plus cash. Marriott and IHG also offer Cash + Points.
  • Suite upgrades: Hyatt Suite Upgrade Awards, Marriott Nightly Upgrade Awards, Accor Suite Night Upgrades, IHG and Hilton confirmable upgrades.
  • Free night certificates: Hilton certificates only book standard room rewards. Marriott certificates cap at fixed levels, with up to 25,000 points added on top (The Points Guy, July 2026).

For more ways to stay for less, see how to get free luxury hotel stays and how to get an upgrade at a luxury hotel. For the brands behind these programmes, see the world’s luxury hotel brands.

What changed since this guide was first published

The original guide (March 2022) listed six programmes. Changes in this update:

  • Choice Privileges removed. It has no luxury brands.
  • Leaders Club, Four Seasons, Aman, Rosewood and Fine Hotels + Resorts added.
  • Hilton added Diamond Reserve and cut Gold to 25 nights and Diamond to 50 nights.
  • Hyatt moved to five price levels per category in May 2026. Category 8 standard rooms went from 35,000–45,000 to 35,000–75,000 points.
  • IHG Rewards Club is now IHG One Rewards, with Milestone Rewards that include confirmable suite upgrades.
  • Marriott’s 2022 figures were replaced with dynamic award prices tracked in July 2026.
  • Credit card offers removed. The 2022 sign-up bonuses and fees are out of date.